Deposit Rates of Interest Applicable from 31st January 2008.

Deposits

Products	% Per Annum
Savings Deposits
Sulav Bachat (Minimum Balance NPR 1,000)	6.5% (on monthly minimum)
Sambridhi Bachat (Minimum Balance NPR 50,000)	6% (on daily balance)
Payroll Saving (Minimum Balance 0.00)	5.00% (on Monthly Minimum)
Little Stars Savings (Minimum Balance NPR 100)	Upto NPR 50,000 - 4% on daily balance
	Above NPR 50,000 - 6% on daily balance
USD Saving Account (Minimum Balance USD 100)	3.50% (on Daily Balance)
GBP Saving Account (Minimum Balance GBP 100)	3.00% (on Daily Balance)
Fixed Deposits (NPR)
1 Month	2.75%
3 Months	3.00%
6 Months	4.00%
1 Year	5.75%
2 Years & Above	6.00%
Fixed Deposits (USD)*	3.50%
Fixed Deposits (GBP)*	3.50%

* indicative rates.
(Subject to amount/tenure and market conditions)

Call Deposit

Case to Case Basis - to be advised by Treasury

For any deposit above 1 Million Rupees, it should be confirmed with Treasury.

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Loans and Advances

Lending

Products	% Per Annum
	Prime	Others
Overdraft
Corporate/Multinational	8.00% to 9.50%	9.50% to 11.00%
Others	8.50% to 10.00%	10.00 to 12.00%
TR Loan
Corporate/Multinational	6.50% to 7.50%	7.50% to 9.00%
Others	7.00% to 8.00%	8.00% to 10.00%
Working Capital Loan
Corporate/Multinational	8.00% to 9.50%	9.50% to 11.00%
Others	8.50% to 10.00%	10.00% to 12.00%
Term Loan	9.00% to 10.50%	10.50% to 11.50%
Loan Against
Own Fixed Deposit	2.00% or 6.50%
Fixed Deposit of other banks	whichever is higher
Government Bonds
1st class bank guarantee
Other Loans	6.50% to 11.00%